

It Pays to Save
We make it simple to do exactly that. Whether you’re just starting out or you’ve been saving for decades, Bank of Yates City offers products to help you reach your financial goals. We’re here to help you succeed.
Regular savings
At a glance
- Specific amount required to open a savings account with us. Competitive rate of interest paid.
Best for
- Wanting to save for that special occasion.
- Minimum balance
- Is a $10.00 minimal deposit fee to open this account
Fees
- Fees associated with this account.
Christmas savings
At a glance
- For the holidays at your own pace, no specific amount required.
Features
- Rate of interest paid
- Mailed early November each year
Vacation Club Accounts
At a glance
- For that special vacation.
- No set amount required.
- Checks mailed in May each year.
CERTIFICATES OF DEPOSIT
At a Glance
- We offer CD's from 91 days to 60 months at competitive rates.
INDIVIDUAL RETIREMENT ACCOUNTS
At a Glance
- We offer Traditional, SEP Traditional, Roth and Educational IRAs.
- Contribution funds are invested in IRA Certificates of Deposit from 6 months to 42 months at competitive rates.
Insured Money Market Account (IMMA)
At a Glance
- Interest bearing account allowing the consumer to earn a higher rate of interest; restrictions apply.
Best For
- Who want the benefit of a savings account with the convenience of being able to write a check.
Features
- Competitive rate of interest.
- No charges if daily minimum balance is met.
- Ability to transfer funds or write checks on a limited basis with statements sent monthly
Minimum Balance
- Balance to open this account is $2,500.00
Fees
A fee will be charged if the balance drops below the minimum any day of the cycle.