At the Right Time
What should your checking account do for you? Bank of Yates City has a product designed to fit your idea of convenient banking.
Regular checking account
At a glance
- A minimum daily balance of $400.00 and no maintenance fees will be charged.
Best for
- Needing a checking account without the need to maintain a high monthly balance.
Features
- No charges on minimum daily balance of $400.00.
- Charges apply if balance drops below the minimum $400.00.
(with check copies returned to you) sent monthly. - Minimum balance minimum balance required to open account.
Fees
- Minimum daily balance falls below $400.00 maintenance charges may apply.
Now accounts
At a glance
- Interest bearing checking account.
Best for
- Wanting all the benefits of a checking account with the added bonus of earning interest.
Features
- Rate of interest paid.
- No charges apply if minimum daily balance is maintained.
- Limit on the number of checks the depositor may write on the account.
(with check copies returned to you) sent monthly. - Minimum balance minimum daily balance of $750.00 is required to open this account
Fees
- Maintenance fee of $5.00 will be imposed if the balance falls below the minimum any day of the cycle. Per check fees also apply if balance is below minimum.
Super now accounts
At a glance
- Interest bearing checking requiring a higher minimum balance, and paying a higher rate of interest.
Best for
- Who may have a large balance and want to earn more interest.
Features
- Rate of interest paid.
- No charges apply if minimum daily balance is maintained.
- Limit on the number of checks the depositor may write on the account.
(with check copies returned to you) sent monthly. - Minimum balance minimum balance of $2,500.00 is required to avoid charges.
Fees
- Maintenance fee of $5.00 will be charged if the balance drops below minimum any day of the cycle. Per check fees also apply if balance is below minimum.
Senior checking accounts
At a glance
- Customers 65 or older the monthly maintenance fee is waived on the regular checking account.
insured money market account (IMMA)
At a Glance
- Interest bearing account allowing the consumer to earn a higher rate of interest; restrictions apply.
Best For
- Who want the benefit of a savings account with the convenience of being able to write a check.
Features
- Competitive rate of interest.
- No charges if daily minimum balance is met.
- Ability to transfer funds or write checks on a limited basis with statements sent monthly.
Minimum Balance
- Balance to open this account is $2,500.00
Fees
Fee of $5.00 maintenance fee will be charged if the balance drops below the minimum any day of the cycle. Per check fees also apply if balance is below minimum.
Investments
Let’s get your money working for you!
You’ll have access to a broad range of investment options and the convenience of investing at your hometown bank.