At the Right Time
What should your checking account do for you? Bank of Yates City has a product designed to fit your idea of convenient banking.
Regular checking account
At a glance
- A minimum daily balance of $400.00 and no maintenance fees will be charged.
Best for
- Needing a checking account without the need to maintain a high monthly balance.
Features
- No charges on minimum daily balance of $400.00.
- Charges apply if balance drops below the minimum $400.00.
(with check copies returned to you) sent monthly. - Minimum balance minimum balance required to open account.
Fees
- Minimum daily balance falls below $400.00 maintenance charges apply.
Now accounts
At a glance
- Interest bearing checking account.
Best for
- Wanting all the benefits of a checking account with the added bonus of earning interest.
Features
- Rate of interest paid.
- No charges apply if minimum daily balance is maintained.
- Limit on the number of checks the depositor may write on the account.
(with check copies returned to you) sent monthly. - Minimum balance minimum daily balance of $750.00 is required to open this account
Fees
- A fee will be imposed if the balance falls below the minimum any day of the cycle.
Super now accounts
At a glance
- Interest bearing checking requiring a higher minimum balance, and paying a higher rate of interest.
Best for
- Who may have a large balance and want to earn more interest.
Features
- Rate of interest paid.
- No charges apply if minimum daily balance is maintained.
- Limit on the number of checks the depositor may write on the account.
(with check copies returned to you) sent monthly. - Minimum balance minimum balance of $2,500.00 is required to avoid charges.
Fees
- A fee will be charged if the balance drops below minimum any day of the cycle.
Senior checking accounts
At a glance
- Customers 65 or older the monthly maintenance fee is waived on the regular checking account.
insured money market account (IMMA)
At a Glance
- Interest bearing account allowing the consumer to earn a higher rate of interest; restrictions apply.
Best For
- Who want the benefit of a savings account with the convenience of being able to write a check.
Features
- Competitive rate of interest.
- No charges if daily minimum balance is met.
- Ability to transfer funds or write checks on a limited basis with statements sent monthly.
Minimum Balance
- Balance to open this account is $2,500.00
Fees
A fee will be charged if the balance drops below the minimum any day of the cycle.
Investment
Let’s get your money working for you!
You’ll have access to a broad range of investment options and the convenience of investing at your hometown bank.