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Personal Checking

At the Right Time

What should your checking account do for you? Bank of Yates City has a product designed to fit your idea of convenient banking.
At a glance
  • A minimum daily balance of $400.00 and no maintenance fees will be charged.

Best for
  • Needing a checking account without the need to maintain a high monthly balance.

Features
  • No charges on minimum daily balance of $400.00.
  • Charges apply if balance drops below the minimum $400.00.
    (with check copies returned to you) sent monthly.
  • Minimum balance minimum balance required to open account.

Fees
  • Minimum daily balance falls below $400.00 maintenance charges may apply.
At a glance
  • Interest bearing checking account.

Best for
  • Wanting all the benefits of a checking account with the added bonus of earning interest.

Features
  • Rate of interest paid.
  • No charges apply if minimum daily balance is maintained.
  • Limit on the number of checks the depositor may write on the account.
    (with check copies returned to you) sent monthly.
  • Minimum balance minimum daily balance of $750.00 is required to open this account

Fees
  • Maintenance fee of $5.00 will be imposed if the balance falls below the minimum any day of the cycle. Per check fees also apply if balance is below minimum.
At a glance
  • Interest bearing checking requiring a higher minimum balance, and paying a higher rate of interest.

Best for
  • Who may have a large balance and want to earn more interest.

Features
  • Rate of interest paid.
  • No charges apply if minimum daily balance is maintained.
  • Limit on the number of checks the depositor may write on the account.
    (with check copies returned to you) sent monthly.
  • Minimum balance minimum balance of $2,500.00 is required to avoid charges.

Fees
  • Maintenance fee of $5.00 will be charged if the balance drops below minimum any day of the cycle. Per check fees also apply if balance is below minimum.
At a glance
  • Customers 65 or older the monthly maintenance fee is waived on the regular checking account.
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Investments

Let’s get your money working for you!


You’ll have access to a broad range of investment options and the convenience of investing at your hometown bank.