Savings Rates

DEPOSIT YIELDS AS OF JANUARY 14, 2014
ACCOUNT TYPE MINIMUM BAL.
TO OPEN
MINIMUM BAL. TO
OBTAIN APY
INTEREST RATE *APY
91 Day C.D. fixed $1,000.00 $1,000.00 .25 .25
6 MONTH C.D. fixed $1,000.00 $1,000.00 .35 .35
12 MONTH C.D. fixed $1,000.00 $1,000.00 .50 .50
18 MONTH C.D. fixed $1,000.00 $1,000.00 .60 .60
30 MONTH C.D. fixed $1,000.00 $1,000.00 .85 .85
42 MONTH C.D. fixed $1,000.00 $1,000.00 1.00 1.00
60 MONTH C.D. fixed $1,000.00 $1,000.00 1.25 1.26
Passbook Savings ** $25.00 $25.00 .25 .25
Regular NOW** $750.00 $750.00 .15 .15
Super NOW** $2,500.00 $2,500.00 .20 .20
IMMA** $2,500.00 $2,500.00 .25 .25
         
IRA 42 Mo. Fixed $500.00 $500.00 1.50 1.51
IRA 30 Mo. Fixed $500.00 $500.00 1.25 1.26
IRA 18 Mo. Fixed $500.00 $500.00 1.00 1.00
IRA 12 Mo. Fixed $500.00 $500.00 .90 .90
IRA 6 Mo. Fixed $500.00 $500.00 .75 .75

*APY - Annual Percentage Yield.
** Rates are variable and subject to change after account is opened.
Early withdrawals are subject to substantial penalty and may affect the annual percentage yields.

Fees may reduce the earnings on the account.